Unhappy with
your doctor or your medical plan?

I can help

I am José Ramirez, your Personal Health Insurance Advocate

Navigating the complex world of health insurance can be overwhelming. With countless options, intricate policies, and ever-changing regulations, making the right choice for you and your loved ones can feel like a daunting task.

José Ramirez
Health Insurance Expert

Finding solutions that are best for YOU

I have over 30 years in the medical insurance field, with a deep knowledge of all available medical insurance plans, medical centers, and physicians

I am independent, your interests always come first

Unmatched Expertise

With years of experience in the health insurance industry, I have the knowledge and insight to guide you through every step of the process.

Independent and Unbiased

Unlike many consultants, I am not affiliated with any insurance company. This means my advice is purely in your best interest, ensuring you get the most suitable coverage for your needs.

No Cost to You

My services are entirely free. I am dedicated to helping you find the best health insurance and provider options without any financial burden on you.

Personalized Assistance

I understand that every individual's situation is unique. I take the time to understand your specific needs and preferences, offering tailored recommendations that align with your circumstances.

Confused woman reading medicare letter

Confused?

Health Insurance Selection: Confused by the myriad of health insurance plans available? I will break down the options, explaining the benefits and drawbacks of each, so you can make an informed decision.

Provider Selection: Choosing the right healthcare provider is crucial for your well-being. I will help you evaluate your options, ensuring you select a provider that meets your needs and offers the best care.

Understanding Your Options: From understanding the fine print of insurance policies to knowing your rights and benefits, I will empower you with the knowledge you need to navigate the health insurance landscape confidently.

I can help

Hear from happy clients

  • Navigating the Medicare system felt like an impossible task until we met José. My mother had been denied a Medicare Advantage Plan multiple times, with officials telling us she did not qualify. However, José guided us through alternative channels, and thanks to his invaluable assistance, she was finally able to obtain the coverage she needed. His guidance in this critical area of life was fundamental, and I highly recommend José to anyone in need of expert advice. He truly made a difference in our lives.

    -Liliana Álvarez. North Miami

Don't wait to get the best health coverage for you or your loved ones

Book your FREE consultation TODAY

Uncover hidden benefits and better options that might be missed. I make it easy to navigate Medicare and health insurance, ensuring you get the most out of your coverage.

By filling out the contact form and selecting a date in our calendar, you are consenting to a representative of BCI Insurance contacting for a free consultation. We are dedicated to helping you find the best insurance solutions tailored to your needs. Take the first step towards securing your health today